Create a checklist of things that are important to you in your new community. Here are some suggestions that may help narrow down the choices.
- Quality of the school system. Standard & Poor’s hosts a Web site at www.schoolmatters.com which allows parents to research and compare schools within a city and state.
- Crime rate. Make sure you know how safe your family members and home are with a crime rate comparison. Visit www.BestPlaces.net which rates a location on a scale of 1 to 10 on both violent and property crimes — the lower the number, the better.
- Getting to work. If you want to spend less time getting to and from work and more time at home, consider a location much closer to your workplace.
- Property taxes and homeowners’ association (HOA) fees. When you are buying a house, you aren’t just investing in the cost of the house. Depending on what city or county the neighborhood resides in, the property taxes you pay may vary. Also, many neighborhoods have HOA fees that help pay to maintain common areas, such as a pool or nearby park. Make sure you are educated on what your future obligations will be on a monthly or yearly basis when you look at your budget.
- Average housing costs and history. Look at the median or average cost of homes in a given neighborhood. This will help you to determine what you can expect a house might cost for that community. Also, be sure to look at the history of the community to make sure the values of the homes have grown so that you are investing in a community that will pay off for you in the long run.
- Age of development. Determine what kind of neighborhood you are most comfortable living in. If you are a younger family newer developments may provide the chance to meet other families that share your life experiences and interests. More established communities, on the other hand, will likely have more mature landscaping and bigger lot sizes.
- Neighborhood amenities. If you have children you might be most interested in one that has a community swimming pool or playground. Empty-nesters might prefer a clubhouse that provides social activities which will allow them to connect with others. Individuals who are in retirement age may be more interested in maintenance-free living which includes lifestyle amenities such as a golf course.
To get started on finding a community that is the right fit for your family, visit SpringfieldHBA.com’s “Find-a-Pro” page and type “developer” into the keyword search.